HOME MORTGAGE LOANS
How to get started
With the right home loan, you can refinance or buy a home and keep your financial plans on track
Free Pre-Qualification
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More Choices
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Smooth Closings
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When choosing a mortgage:
- No fees on select services and additional accounts
- Earns interest See rates
- Option to set up Balance Connect™ for overdraft protection
- Paper checks available (no charge or discounted depending on check style)
- Maintain a combined balance of $10,000 in eligible linked accounts Learn about combined balances
Get real insights about the first-time home-buying experience
Our eligibility checker allows you to find out whether you'll be accepted before you apply with us. It takes around 2 minutes and it won't harm your credit rating.
Fees & rates
Compare Options
Your mortgage should be as unique as the home you buy
Fixed-rate Loans
- 3.25% Rate
- 3.319% APR
FHA Loans
- 3.625% Rate
- 3.319% APR
VA Loans
- 3.375% Rate
- 3.629% APR
Tools to help you choose
Why borrow with Helix Capital Finance
Get interest rate discount
Get interest rate discount
In just 30 minutes, an experienced banker will help you get a .25% interest rate discount with an eligible checking and savings account.
Exceptional service from specialists
Exceptional service from specialists
Get a dedicated expert who answers every question, works to make sure you have the solution that fits your life, and helps every step of the way.
Convenient payment options
Convenient payment options
Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.
Secure online & mobile banking
Secure online & mobile banking
Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.
Frequently asked questions
Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here